On Saturday, Dear Hubby, Little Man and I went out of town to do some “controlled shopping” at an outlet mall.
I say “controlled shopping” because we had a budget. It used to be that we would spend whatever we wanted as long as the money was in the bank. The last time that I went shopping was back in January, right before we started the Dave Ramsey Financial Peace University Program, so you know I was ready to get my shop on!
I already knew what I wanted to buy. Labor Day sales were all over the place and I couldn’t wait to take advantage of it!
Well, let me tell you…I didn’t buy much of anything. I know…I’m surprised too. After being conservative on spending for 9 months, it kinda changed my thinking on things.
See, I have a weakness for Coach handbags. It’s my guilty pleasure. I have a multitude of them in every color and style, with a few wallets to match. I had so many that I actually gave my mom a few and didn’t even miss them.
I received a coupon earlier in the week for 20% off already reduced prices at a Coach Factory Store. I walked into the Coach store and the line just about wrapped around the store. Dear Hubby went ahead and got in line with Little Man to hold a place for me in case I decided I wanted to buy something. I looked around and saw a wallet that I 75% liked. I walked around with it for a little while and tried to justify to myself why I should buy it.
After about 20 minutes, Dear Hubby got close to the cash register and sent a sales associate over to let me know. I walked over and told him that I changed my mind. I wasn’t going to buy the wallet. He was shocked and reminded me that we set aside money so that we could do some shopping, so I shouldn’t feel guilty about it.
The issue was that I liked the wallet, but I didn’t REALLY like it. To me, the wallet seemed kinda plain. While in the store, I looked for another wallet with more pizazz, but couldn’t find one in the color I wanted. I refused to buy that wallet just for the sake of buying something. Dear Hubby understood and we left the store to see what else the outlet mall had to offer.
I don’t regret not buying the wallet, but I probably would regret it now if I did buy the wallet. Now don’t misunderstand me, there is nothing wrong with having nice things. However, if you are going to pay a lot of money for something, it should be something that you 100% like. Not something that will do.
One thing that Dave Ramsey talks about is being “intentional” with your money. I spent less than $50.00 this weekend and it was on things that I really liked AND needed at a discounted rate. My husband did even better. He bought nothing and he LOVES to spend money.
I think we passed the test this weekend.
Thanks Dave Ramsey for messing up our shopping trip.