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Dave Ramsey Messed Up My Shopping Trip

On Saturday, Dear Hubby, Little Man and I went out of town to do some “controlled shopping” at an outlet mall.

I say “controlled shopping” because we had a budget. It used to be that we would spend whatever we wanted as long as the money was in the bank. The last time that I went shopping was back in January, right before we started the Dave Ramsey Financial Peace University Program, so you know I was ready to get my shop on!

I already knew what I wanted to buy. Labor Day sales were all over the place and I couldn’t wait to take advantage of it!

Well, let me tell you…I didn’t buy much of anything. I know…I’m surprised too. After being conservative on spending for 9 months, it kinda changed my thinking on things.

See, I have a weakness for Coach handbags. It’s my guilty pleasure. I have a multitude of them in every color and style, with a few wallets to match. I had so many that I actually gave my mom a few and didn’t even miss them.

I received a coupon earlier in the week for 20% off already reduced prices at a Coach Factory Store. I walked into the Coach store and the line just about wrapped around the store. Dear Hubby went ahead and got in line with Little Man to hold a place for me in case I decided I wanted to buy something. I looked around and saw a wallet that I 75% liked. I walked around with it for a little while and tried to justify to myself why I should buy it.

After about 20 minutes, Dear Hubby got close to the cash register and sent a sales associate over to let me know. I walked over and told him that I changed my mind. I wasn’t going to buy the wallet. He was shocked and reminded me that we set aside money so that we could do some shopping, so I shouldn’t feel guilty about it.

The issue was that I liked the wallet, but I didn’t REALLY like it. To me, the wallet seemed kinda plain. While in the store, I looked for another wallet with more pizazz, but couldn’t find one in the color I wanted. I refused to buy that wallet just for the sake of buying something. Dear Hubby understood and we left the store to see what else the outlet mall had to offer.

I don’t regret not buying the wallet, but I probably would regret it now if I did buy the wallet. Now don’t misunderstand me, there is nothing wrong with having nice things. However, if you are going to pay a lot of money for something, it should be something that you 100% like. Not something that will do.

One thing that Dave Ramsey talks about is being “intentional” with your money. I spent less than $50.00 this weekend and it was on things that I really liked AND needed at a discounted rate. My husband did even better. He bought nothing and he LOVES to spend money.

I think we passed the test this weekend.

Thanks Dave Ramsey for messing up our shopping trip.

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{ 7 comments… add one }
  • Ms. Understood September 6, 2010, 9:19 PM

    Good stuff!! I don’t have that much self control (unfortunately). In fact, I took my 20% off that I got in the mail and went before the Holiday rush so I could roam the store without the hassle of loads of shoppers. I have loads of Coach bags (and shoes, which is where lots of my money goes). Some bags and shoes I’ve never used. Good luck with you financial freedom journey. I might need to get on board.

    • Christian Mommy Writer September 8, 2010, 10:55 AM

      I would have went earlier to beat the crowds too if we lived closer! 🙂 It’s so hard to shop with so many people around. I haven’t bought any of the shoes yet. I’m still on the purses and wallets. 🙂

  • Julie the Army Wife September 6, 2010, 5:14 PM

    That is great! Sometimes I feel really good when I pick something out at a store, walk around with it and then put it back without buying it.

  • Jennifer September 6, 2010, 10:35 AM

    I have thought about checking into Dave Ramsey, but haven’t done it yet. Congrats on a successful shopping weekend!

    • Christian Mommy Writer September 8, 2010, 10:44 AM

      Thanks! The program has been a blessing to us. You should check it out. It has changed our lives. 🙂

  • Karen and Gerard September 6, 2010, 5:51 AM

    Our church offers that course too but we haven’t taken it. I think we do pretty good at controlling our spending and even my husband is refraining from impulse buying. It sounds like it may be a worthwhile course though. Congratulations to changing your buying habits for the better!

    • Christian Mommy Writer September 8, 2010, 10:43 AM

      Thanks! It is a very worthwhile program. If you or anyone you know is thinking about taking part in the program, sign up for the e-mail list on the website. Coupons are often sent out. 🙂

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