- We now use cash for groceries and personal spending. Using cash has made us think a lot more before making a purchase. You immediately see that there is only $10 left after buying those $40 shoes. Not that I know personally….but it’s so easy to overspend with a debit card. The swipe now and do the math later concept isn’t good for budgeting.
- I realized that we spend a lot more on grocery than I thought. I use coupons for many items and buy in bulk, but that doesn’t help with perishable items that we purchase on a regular basis, like bananas, bread, apples, and milk. This results in multiple trips to the grocery store after we’ve already made our big grocery store purchase. We didn’t build our food budget with this in mind, so we have to redo it.
- We’ve made three large payments on one of our debts and it feels so good! Our first debt should be paid off in April. We are really looking forward to being done with that one.
Pedestals are a must to finish off my daydream. Our washing machine has an occasional leak that no one can seem to find and I’m hoping that it will hold out until we get done paying off our debt…
Or maybe I can enter a drawing for a set and get lucky…you never know! 🙂